Cashflow is the lifeblood of your business, so when it comes to capital purchases such as equipment, IT or machinery, hire purchase (also known as ‘lease purchase’) could be a solution that helps keep things ticking over.

We can often arrange hire purchase within 24 hours** too, since additional security is not something we usually need.   

Why hire purchase?

• You can take delivery of the assets you need immediately
• You can spread the cost over 24–84 months
• We can finance up to 100% of the purchase price**, with the option to defer the VAT
• Budgeting is easy; we can tailor repayments to suit your cash flow
• You can pitch repayments at a level that suits your cashflow and the depreciation of the assets
• You can choose to own the assets at the end of the term with a nominal final payment.

Who's it for?

Hire purchase can be right for any size of business that doesn’t want to deplete their cash reserves.

It’s also tax-efficient; the interest is tax-deductible and you can claim capital allowances on the assets immediately. 

Read more

Download our hire purchase factsheet***  

Quick quote.

    
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Case Study:

Nationwide Mailing

"I think we experienced every emotion possible in this ongoing saga. I can honestly say that..."

Mark Speechley,
Managing Director,
Nationwide Mailing

Click to read more

View further Case Studies 

Equipment
From tools and telecoms to machinery, IT and furniture, if you're a business spending £7,500 or more, no one's better equipped to give you the Asset finance you need.   

Transport
From cars and trucks to tractors and trailers, we can help you to finance your Vehicles in the most tax-efficient and cash-efficient way.

Cash that flows
Without working capital, it's hard to keep your business working. Release the value in your invoices with Invoice finance.

Help
Decisions, decisions... visit our Decision tree where we guide you to the solution that's right for your individual business. Or, just call us.